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If I understand correctly, and you're talking about using them as one would a 1Tb HD, then I'm I intend to use them seperately
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Nope, you're thinking of RAID-0. RAID-1 is the mirror matrix, where both drives have the exact same data.
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would it perhaps be a better idea to go with a Quad Core setup? And how about a physics card?
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Quad Core is not utilised by most games yet AFAIK. Don't see much point.
As for Ageia PhysX, IMO it's just a fancy gizmo. Some sources claim that using it might actually adversely affect performance. Personally, I'd just spend that money on a better motherboard or graphics card.